Legal Information

Terms and Conditions of Use

The Generali Asia website or Generali Asia mobile site (the “Site” or the “Generali Website”) is managed by Assicurazioni Generali S.p.A. – Asia Regional Office (“Generali”).

By using this Website and downloading materials from it, you agree to abide by the terms and conditions set forth in this notice. By using this Website, you will be deemed to have irrevocably agreed to these terms.

If you do not agree to abide by these terms and conditions, you are kindly requested not to use this Website.

Limited Use

The contents of Generali Website pages are the property of Generali Asia.
Part or all of the contents of Generali Website pages and its graphics cannot - in whole or in part - be copied, reproduced, transferred, uploaded, published, distributed, put in a data base, shown, updated, changed, adjusted, sent or exploited in any way without Generali Asia's prior written permission, nor can they be imitated in any way, except for the possibility to print extracts from these pages for your personal use only.

The trademarks and logos displayed on this Website are the property of Generali Asia and/or its subsidiaries and/or associates (jointly called “Generali Group”) and/or their respective owners. None of them can be in any way and under any form reproduced and/or used without Generali's prior written permission, nor can it be imitated in any way. In particular and as a way of example, none of these trademarks and logos may be reproduced, in whole or in part, on any website other than the Generali Website. The Generali name or any trademark referring to Generali Asia or any other Generali Group company cannot be used as or incorporated into an internet address of other websites or mobile applications. Therefore, without prejudice to the limits provided by law, any initiative taken by third parties to use such trademarks, logos and similar wordings in any context and for any purposes is an infringement of trademark.

Unless otherwise envisaged by these terms and conditions, the contents of this Website can in no way be intended as an allocation of license or right concerning any copyright, patent, registered or unregistered trademark, and other intellectual property or industrial rights pertaining to Generali Asia and/or other Generali Group companies and/or their respective owners.


The information on this Website is provided in good faith. However, the information on this Website may contain errors or inaccuracies. Generali Asia has made reasonable efforts to make sure that all the information provided is correct at the time of writing. In any case, the data, opinions and any special sections (press releases, presentations, etc.) appearing on this Website are included exclusively for the purpose of providing information on the activities of Generali Asia which does not undertake any obligation or responsibility to update or amend any such information.

The information may be used for personal investment decision-making purposes entirely at the user's risk. Generali Asia does not take any responsibility for any error or omission of information contained on this Website or accessible through its links. Any decision based on this information is under the exclusive responsibility of the user.

The information appearing on this Website is provided “as is”. Generali Asia does not provide any warranty or condition of any kind, expressed or implied, including but not limited to any warranty of fitness for particular purposes of the Website or any information, goods or services made available, advertised or sold through the Website. Please be aware that any advice, opinion, statement and other materials and databases uploaded or distributed on this Website and available through its links may not be accurate, complete, precise or reliable.

The information contained on this Website is produced by Generali Asia and/or internal Generali Group sources. Generali Asia reserves the right to modify the contents and the functional and operational use specifications applying to the Website as and when it chooses to do so, at its own discretion and with no forewarning. Without prejudice to what is otherwise provided by these terms and conditions, any new characteristics or functions increasing, improving or changing this Website will be subject to these terms and conditions.

Generali will do its utmost to ensure that the information of this Website fully complies with the requirements of reliability, truthfulness, accuracy and validity.

Generali accepts no responsibility for the reliability, truthfulness, accuracy and validity of any information published on the Website which cannot be ascribed to Generali.

Generali reserves the right, at any time and/or from time to time, to modify or interrupt temporarily or permanently the use of the Website (or part of it) with or without notice. The user acknowledges and accepts that Generali Asia cannot be held responsible or liable against him/her or any third party for any change, suspension or interruption of the Website. Furthermore, Generali Asia accepts no responsibility for any untoward consequences of brief or prolonged interruptions, delays or dysfunctions in the provision of the Website service due to power blackouts, telephone line failures, internet failures or circumstances beyond the control of Generali Asia.

Generali takes reasonable actions to prevent the introduction of viruses, worms, Trojan horses or other malware in the Website. However, it does not guarantee that the Website and materials contained therein and available for download will not contain them. Generali Asia does not take any responsibility for any loss or damage of any nature - be it direct, indirect, special or consequential - arising from the use or access to this Website. The server of Generali Asia is located in South East Asia. Generali Asia makes no representation that materials or other content on the Website are appropriate or available for use outside Hong Kong or by foreign citizens residing in Hong Kong. If you choose to access the Website from other countries or you are a foreign citizen, you do it on your own initiative and at your own risk. You are responsible for complying with local laws or laws applicable to you, if and to the extent such laws are applicable. In particular, you agree to comply with all applicable laws concerning the transmission of technical data exported from Hong Kong.

None of the information contained in the Generali Website constitutes a recommendation, solicitation or offer by Generali Asia to buy or sell any securities or other financial instruments; some information may be found on the Generali Website as its publishing is required or recommended by law, regulations or provisions of self-regulatory codes.

The information and services provided by the Generali Website may not be used, downloaded or imported abroad or by foreign citizens where the provision, use, communication or dissemination thereof would be contrary to laws, rules or regulations applicable to those countries or citizens or where Generali Asia is not authorised to provide such information or services.

Some products or services described on the Website may not be available in all jurisdictions or to all users.

Information contained on the Generali Website maybe expressed in a language that is translated from another language for convenience purposes only, and the official text may therefore be different from that expressed on this Website. Such information does not constitute an invitation to subscribe or sell any financial instruments in any countries, including in any foreign countries, including, without limitation, the United States of America, or to any foreign citizen, including but not limited to any “U.S. Person” as defined in the “Regulation S” under the United States Securities Act of 1933 (Securities Act), as subsequently amended. Unless the contrary is explicitly stated with reference to specific financial instruments, no financial instrument described on the Generali Website has and will be registered pursuant to any foreign law, including, without limitation, the Securities Act and, therefore, no financial instrument may be offered or sold directly or indirectly in the United States of America.

Indemnity by the User

By accessing the Generali Website, you hereby agree to fully indemnify and to hold Generali Asia harmless from and against any claim brought by a third party resulting from the use of the Generali Website and in respect of all losses, costs, actions, proceedings, claims, damages, expenses (including legal costs and expenses), or liabilities whatsoever suffered or incurred directly or indirectly in consequence of such use of the Website or your breach or non-observance of any of these Terms and Conditions.


Generali Asia assumes no responsibility for material created or published by third parties that Generali Website pages have a link to. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all measures against viruses or other destructive elements. Links do not imply that Generali Asia sponsors or is affiliated with any entity whose products or services are described thereon. Generali Asia assumes no responsibility for the contents hosted on the websites linked to Generali Website.

Information from the User

Any materials sent to Generali, including by e-mail or via Web pages shall be deemed not confidential. Generali Asia shall have no obligation of any kind with respect to such materials and Generali Asia shall be free to reproduce, use, disclose, display, transform, create derivative works and distribute the materials to others without limitation. Moreover, Generali Asia shall be free to use any ideas, concepts, know-how or techniques contained in such materials for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products incorporating such materials. You warrant that such materials are fit to publication and you agree to indemnify Generali Asia if any third party takes action against Generali Asia in relation to such materials.


The Website uses cookies and other session identifiers in order to make surfing possible or provide a service requested by the user only if strictly necessary, for these purposes consent is not required. It is possible to disable the use of cookies depending on the browser, even though in this case surfing may not be equally easy. Profiling cookies of third parties and are used only for statistical purposes on an anonymous basis and are not aimed at providing you with a service in line with your preferences.

Law and Jurisdiction

For any dispute arising from these terms and conditions the Court of Hong Kong shall have exclusive jurisdiction. Generali Asia nonetheless reserves the right to take legal proceedings in jurisdictions other than Hong Kong, to protect its interests or to enforce its rights whenever it deems it appropriate to do so.